Glossary
Credit Bureau
A credit bureau, formally a credit information company, collects data on loans and credit cards from lenders and uses it to produce credit reports and scores. Four are licensed in India: TransUnion CIBIL, Experian, Equifax and CRIF High Mark. Each keeps its own records and scoring, so your score can
Related terms: Credit Report, Credit Score, Hard Enquiry.
Published 12 Nov 2026
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