Last updated: 8 November 2026. This disclaimer applies to everything you read or calculate on the LOANZ 360 website. It sits beside our Terms of Use and Privacy Policy.
We are not a lender
LOANZ 360 is a loan aggregator, not a lender. It is an online loan comparison and application platform that works for partner banks and NBFCs as a lending service provider. A bank or NBFC decides, prices, sanctions and pays out each loan. Which lenders we work for is shown, from live records, on the lending partners page.
Information, not advice
Our guides, glossary, blog and loan pages give general information to help you understand borrowing. They are not financial, legal or tax advice and do not consider your personal situation. Before you borrow, check the lender's own documents and, where it matters, speak to a qualified adviser. Laws, regulations and tax rules change. We cite official sources where we can and show the date a page was last reviewed, but a page can be out of date between reviews.
Rates, terms and eligibility come from lenders
- Interest rates, fees, tenures, loan amounts and eligibility rules are set by each lender and can change without notice.
- A rate shown on this website is the rate on the date shown. The rate you are offered depends on your profile and on the lender's decision.
- A figure labelled as a starting point does not mean that every applicant can get it.
- The Key Fact Statement you receive from the lender before you sign shows the annual percentage rate (APR), all charges and the repayment schedule. Compare offers on the APR.
Current rates are on the interest rates page. Rates of banks and NBFCs that are not our partners are published information, marked with the date we noted them.
Calculators are estimates
The EMI calculator and the other calculators use the numbers you type and standard formulas. Results are estimates. A lender may round differently, may count fees, insurance or a different day for the first instalment, and may use a different rate or method. The calculators do not predict what a lender will offer. Use them to compare options, and rely on the lender's Key Fact Statement for the real figures.
Eligibility checks and assessment summaries
When we compare your details with lenders' published criteria, we show how your details may look to a lender. A lender applies its own policy and its own checks, and may reach a different decision. A positive result from us is not a sanction, an offer or an assurance of any outcome.
Credit scores and trademarks
A credit score is calculated by a credit bureau, and different bureaus can show different scores. CIBIL is a trademark of TransUnion CIBIL Limited. LOANZ 360 is not affiliated with TransUnion CIBIL, and any mention of CIBIL on this website is only to explain how credit scores work. Lender names and logos belong to their owners and appear only to say which lender a statement is about.
Links to other websites
We link to official sources and to lenders' own sites. We do not control those sites, and a link does not mean we endorse the site or anything on it. Check the address before you enter personal details on any site.
Limits of responsibility
We take care to keep this website accurate. We cannot promise that it is complete or free of errors at every moment. To the extent the law allows, LOANZ 360 is not responsible for loss that comes from relying on information on the website instead of the lender's documents. Nothing here limits a right you have under law, or a lender's duties to you under Reserve Bank of India rules. If you find a mistake, please tell us through the contact page. If something has gone wrong with an application, see the grievance page.