Glossary
Soft Enquiry
A soft enquiry is a look at a credit report that is not part of a loan application, such as when you check your own score. TransUnion CIBIL states that checking your own score does not affect it. Soft checks and eligibility estimates that do not involve a lender's formal check are different from the
Related terms: Hard Enquiry, Credit Report, Credit Score.
Published 12 Nov 2026
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