Glossary
Top-up Loan
A top-up loan is an additional loan from a lender on top of an existing loan, such as a home loan, without a fresh asset being offered. It is often priced below a personal loan because the property already secures the main loan. It adds to your debt and may extend the tenure. Check the terms and the
Related terms: Balance Transfer, Refinance, Secured Loan.
Published 12 Nov 2026
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