Information only
Aadhar Housing Finance is a housing finance company (HFC), regulated by the Reserve Bank of India (RBI), which has regulated housing finance companies since 2019, with the National Housing Bank (NHB) supervising them. It is an affordable housing lender for lower income buyers. Its registered office is in Bengaluru, and its corporate office is in Mumbai. Unlike a bank, an HFC cannot take demand deposits such as savings or current accounts, so a loan from it is not a bank loan even though it works in a similar way.
Loans it offers
Loans listed for Aadhar Housing Finance
| Loan | What to know |
|---|---|
| Home loans | Its core business, aimed at first-time buyers on modest incomes. |
| Loans against property | Secured on a property you own. |
LOANZ 360 explains how each of these loan types works: home loans, loans against property. Ownership changed in early 2026.
Key facts
| Fact | Detail |
|---|---|
| Regulator category and layer | Housing finance company. Housing finance company registered with the National Housing Bank. |
| Registered office | Sampangi Rama Nagar, Bengaluru |
| Corporate office | Mumbai |
| Parent group | Blackstone-linked entity BCP Asia II Holdco VII became promoter, effective February 2026 |
As of 8 November 2026, a Blackstone-linked entity is the promoter after an open offer completed in February 2026. RBI reviews the upper layer list from time to time, so a lender's layer can change. The latest list is dated 6 August 2026. See the RBI press release of 6 August 2026.
Before you apply
- Ask for the Key Fact Statement (KFS) before you accept an offer. It shows the annual percentage rate (APR), all charges and the repayment schedule in one place.
- Compare the APR, not just the stated interest rate, because processing and other charges set by the lender change the real cost.
- Check the lender's processing fee, foreclosure and part-payment terms, and penal charges. These are set by the lender.
- Read the sanction letter for the name of the legal entity that is lending, as group companies often have similar names.
- Check your credit score (CIBIL or another bureau) and your existing EMIs first. Checking your own score does not lower it.
- Apply only where you are likely to qualify. Too many lender checks in a short time can lower your score.
You can see current rates on the interest rates page and estimate repayments with the EMI calculator. The label on this page that shows whether LOANZ 360 works with this lender or only gives information is drawn from our live records. To see how lenders are shown, read how we rank offers and the lending partners page.
Last updated 12 Nov 2026