Information only
Bajaj Housing Finance is a housing finance company (HFC), regulated by the Reserve Bank of India (RBI), which has regulated housing finance companies since 2019, with the National Housing Bank (NHB) supervising them. It is a home loan lender that is a subsidiary of Bajaj Finance. Its registered office is in Akurdi, Pune, and its corporate offices are in Pune. Unlike a bank, an HFC cannot take demand deposits such as savings or current accounts, so a loan from it is not a bank loan even though it works in a similar way.
Loans it offers
Loans listed for Bajaj Housing Finance
| Loan | What to know |
|---|---|
| Home loans | Its main business; it is the route through which the Bajaj group lends for homes. |
| Loans against property | Secured on a property you own, offered alongside home loans. |
LOANZ 360 explains how each of these loan types works: home loans, loans against property. It is a separate company from Bajaj Finance, which is its parent.
Key facts
| Fact | Detail |
|---|---|
| Regulator category and layer | Housing finance company (upper layer). Housing finance company in the upper layer for 2026-27. |
| Registered office | Akurdi, Pune |
| Parent group | Subsidiary of Bajaj Finance Limited (Bajaj group) |
| Listing | Listed on stock exchanges on 16 September 2024 |
As of 8 November 2026, RBI lists Bajaj Housing Finance among the entities in the upper layer for 2026-27. RBI reviews the upper layer list from time to time, so a lender's layer can change. The latest list is dated 6 August 2026. See the RBI press release of 6 August 2026.
Before you apply
- Ask for the Key Fact Statement (KFS) before you accept an offer. It shows the annual percentage rate (APR), all charges and the repayment schedule in one place.
- Compare the APR, not just the stated interest rate, because processing and other charges set by the lender change the real cost.
- Check the lender's processing fee, foreclosure and part-payment terms, and penal charges. These are set by the lender.
- Read the sanction letter for the name of the legal entity that is lending, as group companies often have similar names.
- Check your credit score (CIBIL or another bureau) and your existing EMIs first. Checking your own score does not lower it.
- Apply only where you are likely to qualify. Too many lender checks in a short time can lower your score.
You can see current rates on the interest rates page and estimate repayments with the EMI calculator. The label on this page that shows whether LOANZ 360 works with this lender or only gives information is drawn from our live records. To see how lenders are shown, read how we rank offers and the lending partners page.
Bajaj Housing Finance’s own website
Last updated 12 Nov 2026