Information only
Bank of Maharashtra is a public sector bank under Reserve Bank of India (RBI) regulation. RBI lists its address as Pune, Maharashtra. It was registered in Pune on 16 September 1935 and was nationalised in 1969. According to the bank's website, as of 8 November 2026, it names retail products as Maha or Mahabank schemes, and it lists a long run of MSME schemes tied to specific trades. This page is an information summary, not an offer.
Loans it offers
Loans seen on Bank of Maharashtra's website, 8 November 2026
| Loan | What to know |
|---|---|
| Home loans | Maha Super Housing Loan Scheme and Maha Super Flexi Housing Loan Scheme, a top-up loan for home loan borrowers, and Pradhan Mantri Awas Yojana - Urban 2.0. |
| Personal loans | Mahabank Personal Loan Scheme and a Salary Gain Scheme; Maha Adhaar Loan is also listed. |
| Loans against property | Listed as Loan Against Property, with a Maha LAP scheme among the MSME schemes. |
| Business and MSME loans | Trade-specific schemes: GST Credit Scheme, hospitality, contractors, small road transport operators, TReDS, textile clusters and start-ups. |
| Car loans | Maha Super Car Loan Scheme and a Mahabank Vehicle Loan Scheme for second-hand cars. |
| Two-wheeler loans | Covered by the Mahabank Vehicle Loan Scheme for two-wheelers. |
| Gold loans | Maha Gold Loan Scheme, plus an MSME Gold Loan and an Agri Gold Loan. |
| Education loans | An Education Loan Scheme is listed. |
| Loans for professionals | The MSME list includes a Doctors scheme and a Professional Loan (MPLS). |
Related LOANZ 360 guides: home loans, personal loans, loans against property, business loans, new car loans, two-wheeler loans, gold loans, education loans, professional loans and agriculture loans. The bank's own website is the record of its current products.
Key facts
| Fact | Detail |
|---|---|
| Regulator category | Public sector bank |
| Registered office (RBI listing) | Pune, Maharashtra |
| Head office address | Lokmangal, 1501, Shivajinagar, Pune, according to the bank's website |
| Ownership | Majority-owned by the Government of India |
| Registered | 16 September 1935, in Pune |
| Nationalised | July 1969 |
As of 8 November 2026, RBI lists Bank of Maharashtra as a public sector bank.
Before you apply
- Many of the bank's MSME schemes are trade-specific, such as contractors or transport operators. Ask which scheme matches your business and what papers it needs.
- If you hold a home loan with another lender, ask the bank whether a takeover and top-up suit you, and compare the charges at both banks.
- Salary-linked schemes depend on your employer and your account with the bank; confirm the conditions before you plan around them.
- Ask for the Key Fact Statement and check the APR. Processing and prepayment charges are set by the lender.
- Too many lender checks in a short time can lower your score; checking your own score does not.
The interest rates page shows published rates for comparison, and lenders lists other banks. The label on this lender page (lending partner or information only) is drawn by the site from live data. If Bank of Maharashtra is shown as information only, apply on its own website.
Last updated 12 Nov 2026