Information only
Canara Bank is a public sector bank under Reserve Bank of India (RBI) regulation. RBI lists its address as Bengaluru. It began in Mangalore in 1906 and absorbed Syndicate Bank in 2020. According to the bank's website, as of 8 November 2026, its retail loans carry a Canara brand, and its gold loan range is wide, with separate products for crop cultivation and allied activities. This page is an information summary, not an offer.
Loans it offers
Loans seen on Canara Bank's website, 8 November 2026
| Loan | What to know |
|---|---|
| Home loans | Housing Loan, Canara Apna Ghar, Canara Kuteer, a Housing Loan to Agriculturists, a Home Loan for NRIs and Pradhan Mantri Awas Yojana. |
| Personal loans | Canara Ready Cash, Canara Budget, Canara Heal, Canara Pension and Canara Cash. |
| Loans against property | Listed under mortgage loans as Canara Mortgage, Canara Rent, Canara Jeevan and Canara Site Loan. |
| Business and MSME loans | MSME products and government-sponsored schemes, plus working capital, term loans and export finance. |
| Vehicle loans | Canara Vehicle, Canara Green Wheels and a vehicle loan for agriculturists. |
| Gold loans | Swarna Express, Swarna Loan, Swarna Overdraft and Swarna Monthly Interest Loan, plus gold-backed loans for crop cultivation and land development. |
| Education loans | Vidya Turant, the IBA Model Education Loan Scheme, the IBA Skill Loan Scheme and Pradhan Mantri Vidyalaxmi. |
| Agriculture loans | Kisan Credit Card, farm machinery, dairy, fisheries and self-help group financing. |
Related LOANZ 360 guides: home loans, personal loans, loans against property, business loans, gold loans, education loans and agriculture loans. The bank's own website is the record of its current products.
Key facts
| Fact | Detail |
|---|---|
| Regulator category | Public sector bank |
| Registered office (RBI listing) | Bengaluru, Karnataka |
| Ownership | Majority-owned by the Government of India |
| Founded | July 1906, in Mangalore, by Ammembal Subba Rao Pai, according to the bank's website |
| Nationalised | 1969 |
| Mergers | Syndicate Bank was amalgamated into Canara Bank with effect from 1 April 2020 (RBI press release, 28 March 2020) |
As of 8 November 2026, RBI lists Canara Bank as a public sector bank; the Syndicate Bank amalgamation took effect on 1 April 2020.
Before you apply
- Canara's gold loans split by purpose: personal, overdraft, monthly-interest, and agriculture-linked. Ask which type matches how you plan to repay.
- RBI sets loan-to-value limits for gold loans, so the amount you receive depends on the gold's valuation and the bank's rules.
- Education loan schemes follow IBA models; ask about collateral, margin and the moratorium for your course.
- Read the Key Fact Statement and APR before you sign; charges are set by the lender.
- Too many lender checks in a short time can lower your score. Checking your own score does not.
Compare published rates on interest rates and see other banks in lenders. This site draws the label on the lender page (lending partner or information only) from live data. If Canara Bank is shown as information only, apply on its own website.
Last updated 12 Nov 2026