Information only
City Union Bank is a private sector bank regulated by the Reserve Bank of India. Headquarters in India: Kumbakonam, Tamil Nadu. It is an old Tamil Nadu bank known for MSME and small-business lending and for gold loans. This page is an information summary, not an offer, and it does not compare City Union Bank with other lenders.
Loans it offers
Retail and MSME loans City Union Bank is known to offer
| Loan | What to know |
|---|---|
| Home loans | Loans to buy, build or extend a home; the property is the security. |
| Personal loans | Unsecured loans decided on income, credit history and existing obligations. |
| Loans against property | Secured on residential or commercial property you own; valuation and legal checks apply. |
| Business and MSME loans | Working capital and term loans for small businesses; papers and security vary by scheme. |
| Two-wheeler loans | Vehicle finance for bikes and scooters, usually against a dealer quotation. |
| Gold loans | Loans secured on gold ornaments; RBI sets loan-to-value limits for them. |
| Education loans | Loans for study in India or abroad; moratorium and collateral rules are set by the lender. |
Read how these loans work on LOANZ 360: home loans, personal loans, loans against property, business loans, two-wheeler loans, gold loans, education loans. This list reflects the bank's publicly known range at our last review and has not been re-checked on the bank's own product pages. Products, eligibility and terms change, so confirm with the bank before you apply.
Key facts
| Fact | Detail |
|---|---|
| Regulator category | Private sector bank (regulated by the Reserve Bank of India) |
| Headquarters | Kumbakonam, Tamil Nadu |
| Ownership | Listed company with no single promoter holding a majority |
| History and mergers | Founded in 1904 |
| Product list status | Publicly known range; not re-checked on the bank's own product pages |
As of 8 November 2026, City Union Bank is shown here as listed by the Reserve Bank of India. The bank's own website is the record for its current loan products and rates.
Before you apply
- Ask for the Key Fact Statement (KFS) and read the annual percentage rate (APR), which includes the lender's fees, not only the interest rate.
- Processing fees, prepayment or foreclosure charges, penal charges and valuation or legal fees are set by the lender; ask for them in writing.
- Your credit score, income and existing EMIs decide the offer. Many lender checks in a short time can lower your score, so check your own score first.
- Compare more than one offer on the same amount and tenure.
- Check the loan type: salaried, self-employed, secured and unsecured loans each need different papers.
See how lenders' published rates compare on interest rates, or read how lenders are listed. Each lender page shows a label, drawn by LOANZ 360 from its live records, that tells you whether the lender is a lending partner or shown for information only. For a lender shown as information only, apply on the lender's own website. To check a bank's regulatory status, use the Reserve Bank of India's list of banks.
Last updated 12 Nov 2026