Information only
DBS Bank India Limited is the Indian subsidiary of DBS, the Singapore banking group, and it is regulated by the Reserve Bank of India as a foreign bank. RBI lists its registered office as New Delhi. DBS opened its first Indian office in Mumbai in 1994 and converted its Indian operations into a locally incorporated, wholly owned subsidiary in March 2019. On 27 November 2020, Lakshmi Vilas Bank was amalgamated into it. This page is an information summary, not an offer.
Loans it offers
Loan products DBS Bank India lists
| Loan | What to know |
|---|---|
| Personal banking | The bank's website lists personal banking built around its digital account, credit cards and wealth management. |
| SME banking | The website carries an SME banking section with the line that growing your business is its business; confirm product terms with the bank. |
| Corporate banking | Listed on the website as a separate segment for larger companies. |
| Former Lakshmi Vilas Bank customers | Branches and customers of the former Lakshmi Vilas Bank became customers of DBS Bank India from 27 November 2020. |
Read how these loans work on LOANZ 360: home loans, loans against property, personal loans, MSME loans and gold loans. The bank's own website is the record of its current products, eligibility and terms. The bank's product pages could not be fully reviewed on 8 November 2026, so the list above may be incomplete.
Key facts
| Fact | Detail |
|---|---|
| Regulator category | Foreign bank (regulated by the Reserve Bank of India) |
| Registered office listed by RBI | New Delhi |
| Parent | DBS group, Singapore (DBS Group Holdings Ltd named by DBS's newsroom) |
| Mode of presence | Wholly owned subsidiary since March 2019, per the DBS newsroom |
| Mergers | Lakshmi Vilas Bank amalgamated into DBS Bank India Limited, effective 27 November 2020 |
As of 8 November 2026, RBI lists DBS Bank India as a foreign bank, and its registered office as New Delhi.
Before you apply
- DBS Bank India is a locally incorporated, wholly owned subsidiary of a foreign group, not a branch, so it is a separate Indian company under RBI rules.
- Many former Lakshmi Vilas Bank customers now hold their loans with DBS Bank India. If you have an older account, ask which terms carried over.
- Ask for the Key Fact Statement (KFS) and read the annual percentage rate (APR), which carries the lender's fees.
- Processing, foreclosure and penal charges are set by the lender; ask for the schedule in writing.
Checking your own credit score does not lower it. This helps avoid unnecessary credit enquiries; too many lender checks in a short time can lower your score. Compare any offer on interest rates.
The links above explain the loan types banks like this one usually offer, but the bank's own website is the record of what it offers today. Compare published rates on interest rates and browse lenders. The lending partner or information-only label is drawn from live site data. If shown as information only, apply on the bank's own website.
Last updated 12 Nov 2026