Information only
IndusInd Bank is a private sector bank in the Reserve Bank of India's (RBI) classification. RBI's Banks in India listing gives its address as Pune. The Hinduja Group promoted it, and it began operating in 1994. According to the bank's website, as of 8 November 2026, its loans menu lists personal, vehicle, home, gold, property-backed, rural and MSME loans.
Loans it offers
Loan products named on IndusInd Bank's website, as of 8 November 2026
| Loan | What to know |
|---|---|
| Home loans | The menu lists a home loan and a separate affordable home loan. |
| Personal loans | A personal loan is listed, along with a loan on credit card and a loan against securities. |
| Loans against property | A loan against property is listed on the loans menu. |
| Business and MSME loans | A small-ticket business loan, medical equipment loans and a group of MSME loans are listed. An agri loan and a rural banking section are listed with them. |
| Car loans | New car and used car loans are listed under vehicle loans. |
| Two-wheeler loans | A two-wheeler loan is listed under vehicle loans. |
| Gold loans | A gold loan is listed on the loans menu. |
Read how these loans work on LOANZ 360: home loans, personal loans, loans against property, MSME loans, business loans, car loans, two-wheeler loans, gold loans and agriculture loans. The bank's own website is the record of its current products.
Key facts
| Fact | Detail |
|---|---|
| Regulator category | Private sector bank, regulated by the Reserve Bank of India |
| Address listed by RBI | Pune, Maharashtra |
| Founded | 1994 |
| Promoter | Hinduja Group |
| Merger | Bharat Financial Inclusion Ltd merged into IndusInd Bank, effective 4 July 2019 |
As of 8 November 2026, an RBI approval dated 15 December 2025 allows HDFC Bank group entities (its mutual fund, insurers, pension fund and securities arm) to hold up to 9.5% of IndusInd Bank, valid until 14 December 2026, according to news reports of the bank's filing. Both banks are separate companies.
Before you apply
- Loans on securities and loans on credit card are secured against investments or your card limit. Ask how the lender can recall or reduce the limit.
- For vehicle loans, the lender holds a charge on the vehicle until the loan is repaid. Get the charge removed from the registration papers after closure.
- Rural and agri loans may depend on land or crop records. Collect them before you apply.
- Ask for the Key Fact Statement (KFS) and compare the annual percentage rate (APR), which includes the lender's fees.
- This helps avoid unnecessary credit enquiries; too many lender checks in a short time can lower your score. Checking your own score does not lower it.
Rates published by lenders are on interest rates, and other banks are on the lenders page. The label (lending partner or information only) is drawn by the site from live data. If this bank is shown as information only, apply on its own website.
Last updated 12 Nov 2026