Information only
Sammaan Capital is a non-banking financial company (NBFC), regulated by the Reserve Bank of India (RBI). It is a home loan and property-backed lender. Its registered office is in Lajpat Nagar, New Delhi. Unlike a bank, an NBFC cannot take demand deposits such as savings or current accounts, so a loan from it is not a bank loan even though it works in a similar way.
Loans it offers
Loans listed for Sammaan Capital
| Loan | What to know |
|---|---|
| Home loans | Its original business as Indiabulls Housing Finance. |
| Loans against property | Secured on a property you own; offered alongside home loans. |
LOANZ 360 explains how each of these loan types works: home loans, loans against property. Its registered office was moved on 1 March 2025, so older documents may show the Connaught Place address.
Key facts
| Fact | Detail |
|---|---|
| Regulator category and layer | NBFC (upper layer). Non-deposit NBFC; stays in the upper layer under RBI rules after being identified in 2024-25. |
| Corporate office | Gurugram, Haryana (the registered office is in Lajpat Nagar-II, New Delhi, from 1 March 2025) |
| Former names and mergers | Formerly Indiabulls Housing Finance; renamed Sammaan Capital in 2024 |
Abu Dhabi's International Holding Company (IHC), through Avenir Investment RSC, agreed in October 2025 to invest about ₹8,850 crore in Sammaan Capital for a controlling stake, and company notices of May 2026 say the investment and open offer were completed. RBI did not name Sammaan Capital in the 2026-27 list, but an entity stays in the upper layer for at least five years after it is identified, so it remains there. RBI publishes the upper layer list each year, so a lender's layer can change. See the RBI press release of 6 August 2026.
Before you apply
- Ask for the Key Fact Statement (KFS) before you accept an offer. It shows the annual percentage rate (APR), all charges and the repayment schedule in one place.
- Compare the APR, not just the stated interest rate, because processing and other charges set by the lender change the real cost.
- Check the lender's processing fee, foreclosure and part-payment terms, and penal charges. These are set by the lender.
- Read the sanction letter for the name of the legal entity that is lending, as group companies often have similar names.
- Check your credit score (CIBIL or another bureau) and your existing EMIs first. Checking your own score does not lower it.
- Apply only where you are likely to qualify. Too many lender checks in a short time can lower your score.
You can see current rates on the interest rates page and estimate repayments with the EMI calculator. The label on this page that shows whether LOANZ 360 works with this lender or only gives information is drawn from our live records. To see how lenders are shown, read how we rank offers and the lending partners page.
Last updated 12 Nov 2026