Information only
South Indian Bank is a private sector bank in the Reserve Bank of India (RBI) list of banks. RBI lists its address as Thrissur, Kerala. The bank was incorporated in Thrissur in 1929, according to published company histories. The bank's retail loan pages, as shown in search results, list home, personal, car, gold, education and property loans. Its business lending includes MSME loans. This page is an information summary, not an offer, and it does not compare South Indian Bank with other lenders.
Loans it offers
Loans South Indian Bank lists
| Loan | What to know |
|---|---|
| Home loans | A home loan is listed on the bank's retail loans page. The property is the security. |
| Personal loans | The bank's personal loan page says the loan can cover costs such as weddings, higher education, home renovation or medical needs. No property security is taken. |
| Loans against property | Property loans are listed. Valuation and legal checks apply. |
| Business and MSME loans | Business loans are part of the bank's lending. Papers and security vary by product, so ask the branch for the checklist. |
| Car loans | A car loan is listed on the retail loans page. |
| Two-wheeler loans | The bank's site describes a two-wheeler loan for new motorcycles and scooters. |
| Gold loans | The bank has a gold loan page. |
| Education loans | The bank has an education loan page that covers study in India and abroad, with a SIB Edusum scheme page on its site. |
How these loans work, on LOANZ 360: home loans, personal loans, loans against property, MSME loans, car loans, two-wheeler loans, gold loans, education loans. We could not open the bank's product pages directly on 8 November 2026, so this list is not marked as confirmed. The bank's own website is the record of its current products, eligibility and terms.
Key facts
| Fact | Detail |
|---|---|
| Regulator category | Private sector bank, as listed by RBI |
| Registered office (RBI listing) | Thrissur, Kerala |
| Incorporated | 1929, in Thrissur, according to published company histories |
As of 8 November 2026, RBI lists South Indian Bank as a private sector bank.
Before you apply
- Ask for the Key Fact Statement (KFS) and compare the annual percentage rate (APR) across offers.
- For a gold loan, ask how the gold is valued, how it is stored and when the bank can auction it if you stop paying.
- For an education loan, ask which scheme fits your course, whether collateral is needed and when repayment starts.
- Because the bank also serves non-resident Indians, say clearly whether you are applying as a resident.
Processing, foreclosure and penal charges are set by the lender. This helps avoid unnecessary credit enquiries; too many lender checks in a short time can lower your score. Checking your own score does not lower it. Compare published rates on interest rates.
Use interest rates and the lenders list to compare. The label on this page, lending partner or information only, comes from live data on the site. If the lender is shown as information only, apply on its own website.
Last updated 12 Nov 2026