Everything on the LOANZ 360 website is written from official sources, read by a second person before it is published, and dated. Interest rates come only from lenders' own published data, and every partner lender is labelled as one. If you find a mistake, tell us through the contact page and we will correct it.
LOANZ 360 is a loan aggregator, not a lender (see about us). Because we are paid by or work with lenders, you are entitled to know how our pages are made and what keeps them honest. This page sets that out.
How our content is written
- We write for borrowers in India, in plain English, with the answer first.
- We use lakh and crore, rupees with Indian digit grouping, and the terms Indian lenders use: EMI, KYC, PAN, Aadhaar.
- We explain any term a lender may use, in our glossary.
- Worked examples use roles, such as a salaried teacher in Pune, never real people.
- We do not use words that promise or exaggerate an outcome.
- We state a rate or limit only where we can show its source.
What we use as sources
Facts about laws, rules, scheme limits and tax come from official sources: the Reserve Bank of India (rbi.org.in), government websites, the text of the law, and the scheme operators themselves. Where a page relies on such a source, it links to it. Where we cannot confirm a point from an official source, we write it in general terms or leave it out.
What we use for each kind of fact
| Kind of fact | Where it comes from |
|---|---|
| Banking and lending rules | RBI notifications, directions and circulars |
| Government schemes | The scheme operator or the ministry that publishes it |
| Tax | The Income Tax Department. We describe tax points in general terms and ask you to confirm with it or an adviser. |
| Interest rates | The lender's own published data, entered and managed in our Super Admin system, shown with source and date |
| Eligibility and document lists | Each partner lender's published criteria, kept in our system |
How rates get on the site
We never type an interest rate into an article. Rates appear on the site only when they come from a lender's published data that our team has entered in Super Admin. Each rate is shown with its source and the date it applies from, so you can see how current it is. See the interest rates page and the lending partners page.
A rate you see here is a published starting point, not an offer. Your own rate depends on your profile and is set by the lender. Ask for the Key Fact Statement and compare lenders on the annual percentage rate (APR).
Review before publishing
No page goes live on one person's say-so. A writer prepares each page as a draft. A second person, who did not write it, reviews and publishes it. Our content system enforces this: the same person cannot both write and publish. The reviewer checks facts against the sources, the banned-claims list, links, and whether the page is useful to a borrower.
How often pages are reviewed
Pages are reviewed on a regular schedule, and sooner whenever a rule, a scheme or a rate source changes. Every page shows when it was last updated. A page that we cannot keep current is withdrawn rather than left to go stale.
Conflicts of interest
We work with partner banks and NBFCs, and lenders pay for the business we send. That is a conflict of interest, and we manage it openly.
- Partner lenders are labelled as partners. Banks we only list for information are labelled as such.
- We do not sell placement. A lender cannot pay to appear higher, to get a badge or to change what we write about its product.
- Lenders are shown in a neutral order, not by what we earn. The order is explained on the how we rank offers page.
- We do not rank lenders as better or worse in our articles. We compare products on facts you can check.
- We do not name a lender in a general guide, except to cite a regulatory example.
LOANZ 360 follows the Reserve Bank of India's Digital Lending Directions, 2025, which require multi-lender platforms to show all matching offers and not push any one lender. The Directions are on the RBI website.
Corrections
If you think something on the site is wrong, out of date or unclear, write to us through the contact page and give the page address and what you believe is wrong. We check it against the source. If you are right, we correct the page and update its date. If a mistake could have affected a borrower's decision, we say so on the page.
Complaints about a loan or about our service go to the grievance page, not here.
What this site is not
Our pages give general information to help you compare loans. They are not financial, legal or tax advice, and they do not replace the lender's own documents. The disclaimer has the details. The lender decides every application.
Related pages
Read about LOANZ 360, see how it works, check the lending partners, or browse the guides to see the policy in practice.